/* ============================================================
   Préstamo Ahora — styles.css
   Design: V5 "Modern Dark Vibrant" (dark + lime neon)
   ============================================================ */
:root{
  --bg:#0b0f14;
  --bg-2:#0e131b;
  --surface:#141b26;
  --surface-2:#1a2130;
  --surface-3:#212a3b;
  --border:#26303f;
  --border-glow:rgba(163,230,53,.35);
  --text:#e8edf2;
  --text-dim:#a4b0be;
  --text-mute:#6b7787;
  --accent:#a3e635;
  --accent-2:#84cc16;
  --accent-deep:#5c8a12;
  --accent-glow:rgba(163,230,53,.28);
  --green:#4ade80;
  --star:#facc15;
  --danger:#f87171;
  --radius:16px;
  --radius-lg:22px;
  --radius-sm:10px;
  --shadow:0 10px 30px -12px rgba(0,0,0,.7);
  --shadow-glow:0 0 0 1px rgba(163,230,53,.25), 0 18px 50px -14px rgba(163,230,53,.28);
  --maxw:1180px;
  --logo-box-w:112px;
  --logo-box-h:64px;
  --font:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --font-head:'Space Grotesk','Inter',system-ui,sans-serif;
}

/* ============================================================
   VÙNG SÁNG (hybrid) — cualquier sección con class .light
   redefine las variables para que TODOS los componentes que ya
   usan var(--surface)/var(--text)/etc. se vuelvan claros solos.
   Se usa en las secciones de contenido bajo el hero (fondo blanco,
   más confianza para un sitio financiero). El hero, header, footer,
   modal y el flujo (procesando/ofertas) siguen oscuros.
   ============================================================ */
.light-zone{
  --bg:#f7f6f2;             /* kem cálido: transición suave desde el hero oscuro */
  --bg-2:#efeee8;           /* secciones alternas: un punto más oscuro */
  --surface:#ffffff;        /* las tarjetas siguen blancas para destacar sobre el crema */
  --surface-2:#f3f2ec;
  --surface-3:#e7e6df;
  --border:#e5e3da;
  --border-glow:rgba(101,163,13,.4);
  --text:#1a2233;
  --text-dim:#51586a;
  --text-mute:#8b8f9c;
  --accent:#4d7c0f;          /* verde oscuro: legible sobre fondo claro */
  --accent-2:#65a30d;
  --accent-glow:rgba(101,163,13,.22);
  --green:#16a34a;
  --shadow:0 10px 30px -14px rgba(26,34,51,.16);
  --shadow-glow:0 0 0 1px rgba(101,163,13,.18), 0 18px 44px -18px rgba(101,163,13,.22);
  /* Transición del oscuro al claro: corta y limpia, sin franja gris "sucia".
     Se pasa por un punto intermedio en la misma familia del hero para que el
     degradado no mezcle negro con crema (que producía un gris turbio). */
  background:linear-gradient(180deg,#0e131b 0,#1a2130 26px,var(--bg) 64px);
  color:var(--text);
}
/* Si el primer bloque de la zona clara no es una section.pad (p. ej. el
   rating-hero de las reseñas), dale aire para librar la franja oscura. */
.light-zone>.wrap:first-child,
.light-zone>.content-layout:first-child{padding-top:3.2rem}
/* SALVAGUARDA DE PADDING LATERAL: cualquier contenedor de contenido que cuelgue
   directamente de .light-zone (content-layout, wrap, prose, section) SIEMPRE
   tiene 22px a los lados, para que el texto nunca toque el borde en móvil. */
.light-zone>.content-layout,
.light-zone>.prose,
.light-zone>section:not(.pad):not([class*="cta"]){padding-left:22px;padding-right:22px;max-width:var(--maxw);margin-left:auto;margin-right:auto}
/* Ajustes finos dentro de la zona clara */
.light-zone .eyebrow{background:rgba(101,163,13,.10);border-color:rgba(101,163,13,.25)}
.light-zone .step .num{color:#e2e0d6}                 /* número gigante muy tenue */
/* Contenedores de icono: cuadrados uniformes y con más presencia */
.light-zone .bcard .ico,.light-zone .step .emo,.light-zone .rel-card .rel-ico{
  width:48px;height:48px;border-radius:12px;padding:0;
  display:grid;place-items:center;
  background:rgba(101,163,13,.14);border:1px solid rgba(101,163,13,.35);
}
.light-zone .chip .e{
  width:30px;height:30px;border-radius:8px;padding:0;display:grid;place-items:center;
  background:rgba(101,163,13,.14);border:1px solid rgba(101,163,13,.3);
}
/* La banda CTA final se mantiene OSCURA para rematar con contraste */
.light-zone .cta-band{
  --text:#e8edf2;
  background:radial-gradient(600px 300px at 50% 0%, rgba(163,230,53,.16), transparent 70%),
    linear-gradient(180deg,#1a2130,#141b26);
  border-color:rgba(163,230,53,.35);color:var(--text);
}
.light-zone .cta-band .btn-primary{background:linear-gradient(135deg,#a3e635,#84cc16);color:#0a0f07}
/* La tabla comparativa: cabecera clara pero legible */
.light-zone thead th{background:var(--surface-2);color:var(--text-dim)}
.light-zone tbody tr:hover{background:rgba(101,163,13,.05)}
/* Estrellas de reseñas y valores TAE siguen destacando */
.light-zone .tae,.light-zone .ofig-tae{color:var(--accent)}
/* Botones en la zona clara: mantener el degradado lima de marca.
   Los --accent de .light-zone son verdes oscuros pensados para TEXTO;
   usados como fondo del botón salía verde oscuro + texto negro (ilegible). */
.light-zone .btn-primary{
  background:linear-gradient(135deg,#a3e635,#84cc16);
  color:#0a0f07;
  box-shadow:0 10px 26px -8px rgba(132,204,22,.45), inset 0 1px 0 rgba(255,255,255,.35);
}
.light-zone .btn-primary:hover{box-shadow:0 16px 36px -8px rgba(132,204,22,.55), inset 0 1px 0 rgba(255,255,255,.4)}
.light-zone .btn-ghost:hover{color:var(--text)}
/* Mismo caso: el enlace-botón de la tabla de la portada y los avatares
   con inicial usan el degradado como FONDO con texto oscuro → siempre lima. */
.light-zone a.btn-row{background:linear-gradient(135deg,#a3e635,#84cc16);color:#0a0f07;box-shadow:0 6px 16px -6px rgba(132,204,22,.45)}
.light-zone .review .avatar,
.light-zone .article-byline .avatar{background:linear-gradient(135deg,#a3e635,#84cc16);color:#0a0f07}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;overflow-x:hidden;scrollbar-width:none;-ms-overflow-style:none}
html::-webkit-scrollbar{width:0;height:0;display:none}   /* oculta la barra de scroll manteniendo el desplazamiento */
body{
  font-family:var(--font);
  background:var(--bg);
  color:var(--text);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
  scrollbar-width:none;
}
body::-webkit-scrollbar{width:0;height:0;display:none}
body::before{
  content:"";
  position:fixed;inset:0;
  background:
    radial-gradient(900px 500px at 82% -8%, rgba(163,230,53,.10), transparent 60%),
    radial-gradient(700px 600px at 0% 0%, rgba(34,211,238,.05), transparent 55%);
  pointer-events:none;z-index:0;
}
a{color:inherit;text-decoration:none}
img{max-width:100%}
.wrap{max-width:var(--maxw);margin:0 auto;padding-left:22px;padding-right:22px;position:relative;z-index:1}
section{position:relative;z-index:1}

h1,h2,h3{font-family:var(--font-head);line-height:1.12;letter-spacing:-.02em}
.accent{color:var(--accent)}
.green{color:var(--green)}

/* ---------- Iconos SVG (sprite /assets/icons.svg) ---------- */
.svic{width:1.2em;height:1.2em;flex:0 0 auto;display:inline-block;vertical-align:-0.2em;
  fill:none;stroke:currentColor;color:var(--accent)}
.svic-inherit{color:inherit}         /* hereda el color del texto en vez del lima */
.svic-sm{width:1em;height:1em}
.svic-lg{width:1.6em;height:1.6em}
.svic use{pointer-events:none}
/* Cuando el icono va dentro de un contenedor de icono (bcard, chip, etc.),
   ocupa todo el contenedor y no fuerza tamaño em. */
.bcard .ico .svic,.step .emo .svic,.chip .e .svic,.rel-card .rel-ico .svic,
.contact-item .ci-ico .svic,.aside-mini .svic{width:1.4rem;height:1.4rem}
.bcard .ico .svic{width:1.6rem;height:1.6rem}
.step .emo .svic{width:1.9rem;height:1.9rem}

.eyebrow{
  display:inline-block;font-family:var(--font-head);font-size:.78rem;font-weight:600;
  letter-spacing:.14em;text-transform:uppercase;color:var(--accent);
  padding:.35rem .8rem;border:1px solid var(--border);border-radius:999px;
  background:rgba(163,230,53,.06);margin-bottom:1rem;
}
.sec-head{max-width:640px;margin:0 auto 3rem;text-align:center}
.sec-head h2{font-size:clamp(1.7rem,3.6vw,2.5rem);margin-bottom:.7rem}
.sec-head p{color:var(--text-dim);font-size:1.05rem}

.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.5rem;
  font-family:var(--font);font-weight:700;font-size:1rem;cursor:pointer;
  border:none;border-radius:12px;padding:.85rem 1.5rem;transition:.2s ease;
  white-space:nowrap;
}
.btn-primary{
  background:linear-gradient(135deg,var(--accent),var(--accent-2));
  color:#0a0f07;
  box-shadow:0 10px 26px -8px var(--accent-glow), inset 0 1px 0 rgba(255,255,255,.35);
}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 16px 36px -8px var(--accent-glow), inset 0 1px 0 rgba(255,255,255,.4)}
.btn-primary:disabled{opacity:.6;cursor:not-allowed;transform:none}
.btn-ghost{background:var(--surface-2);color:var(--text);border:1px solid var(--border)}
.btn-ghost:hover{border-color:var(--border-glow);color:#fff}
.btn-lg{padding:1.1rem 2rem;font-size:1.08rem;width:100%}
.btn-sm{padding:.55rem 1.1rem;font-size:.85rem;border-radius:9px}

/* HEADER */
header{
  position:sticky;top:0;z-index:50;
  background:rgba(11,15,20,.78);
  backdrop-filter:blur(14px);
  border-bottom:1px solid var(--border);
}
.nav{display:flex;align-items:center;justify-content:space-between;height:70px}
.logo{font-family:var(--font-head);font-weight:700;font-size:1.35rem;letter-spacing:-.02em;display:flex;align-items:center}
/* Símbolo del logo: rayo dentro de un círculo lima. El margen SOLO separa el
   icono del texto; "Préstamo" y "Ahora" quedan pegados (sin gap de flex). */
.logo .dot{
  width:32px;height:32px;flex:0 0 auto;display:grid;place-items:center;margin-right:.5rem;
  border-radius:50%;background:linear-gradient(135deg,var(--accent),var(--accent-2));
  box-shadow:0 4px 14px -3px var(--accent-glow);
}
.logo .dot svg{width:18px;height:18px;display:block}
.logo .dot svg path{fill:#0a0f07}
/* "Préstamo" y "Ahora" con una separación mínima de una palabra */
.logo .accent{margin-left:.22em}
.nav-links{display:flex;gap:2rem;list-style:none}
.nav-links li.nav-cta{display:none}   /* el CTA del menú solo aparece en móvil */
.nav-links a{color:var(--text-dim);font-weight:500;font-size:.95rem;transition:.2s}
.nav-links a:hover{color:var(--accent)}
.nav .btn{padding:.6rem 1.15rem;font-size:.92rem}

/* HERO */
.hero{padding:4.5rem 0 4rem}
.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:3.5rem;align-items:center}
.hero-grid>*{min-width:0}
.pills{display:flex;flex-wrap:wrap;gap:.6rem;margin-bottom:1.6rem}
.pill{
  font-size:.82rem;font-weight:600;padding:.42rem .85rem;border-radius:999px;
  background:var(--surface-2);border:1px solid var(--border);color:var(--text-dim);
}
.pill.hot{border-color:var(--border-glow);color:var(--accent);background:rgba(163,230,53,.07)}
.hero h1{font-size:clamp(2.2rem,5vw,3.5rem);margin-bottom:1.1rem}
.hero h1 .accent{background:linear-gradient(120deg,var(--accent),#d9f99d);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
.hero .lead{color:var(--text-dim);font-size:1.1rem;max-width:520px;margin-bottom:1.7rem}
.checks{list-style:none;display:flex;flex-direction:column;gap:.7rem;margin-bottom:1.9rem}
.checks li{display:flex;align-items:center;gap:.7rem;font-weight:500;color:var(--text)}
.checks .ck{
  flex:0 0 24px;width:24px;height:24px;border-radius:7px;display:grid;place-items:center;
  background:rgba(163,230,53,.14);color:var(--accent);font-size:.85rem;font-weight:800;border:1px solid var(--border-glow);
}
.trust-row{display:flex;flex-wrap:wrap;gap:1.4rem;padding-top:1.4rem;border-top:1px solid var(--border)}
.trust-row div{font-size:.9rem;color:var(--text-dim);display:flex;align-items:center;gap:.4rem}
.trust-row .stars{color:var(--star)}
.trust-row b{color:var(--text)}

/* FORM CARD */
.form-card{
  background:linear-gradient(180deg,var(--surface-2),var(--surface));
  border:1px solid var(--border);
  border-radius:var(--radius-lg);
  padding:1.8rem;
  box-shadow:var(--shadow-glow);
  position:relative;
  min-width:0;
}
.form-card::before{
  content:"";position:absolute;inset:0;border-radius:var(--radius-lg);padding:1px;
  background:linear-gradient(160deg,rgba(163,230,53,.5),transparent 40%);
  -webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);
  -webkit-mask-composite:xor;mask-composite:exclude;pointer-events:none;
}
.form-card h3{font-size:1.3rem;margin-bottom:.3rem}
.form-card .sub{color:var(--text-mute);font-size:.88rem;margin-bottom:1.4rem}
.slider-block{margin-bottom:1.25rem}
.slider-top{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:.55rem}
.slider-top label{font-size:.9rem;font-weight:600;color:var(--text-dim)}
.slider-val{font-family:var(--font-head);font-weight:700;font-size:1.5rem;color:var(--accent)}
input[type=range]{
  -webkit-appearance:none;appearance:none;width:100%;min-width:0;height:8px;border-radius:99px;
  background:var(--surface-3);outline:none;cursor:pointer;
}
input[type=range]::-webkit-slider-thumb{
  -webkit-appearance:none;appearance:none;width:22px;height:22px;border-radius:50%;
  background:var(--accent);border:3px solid #0b0f14;
  box-shadow:0 0 0 4px rgba(163,230,53,.25),0 4px 12px rgba(0,0,0,.5);cursor:pointer;
}
input[type=range]::-moz-range-thumb{
  width:22px;height:22px;border-radius:50%;background:var(--accent);border:3px solid #0b0f14;
  box-shadow:0 0 0 4px rgba(163,230,53,.25);cursor:pointer;
}
.range-scale{display:flex;justify-content:space-between;font-size:.72rem;color:var(--text-mute);margin-top:.4rem}

.summary{
  background:var(--bg-2);border:1px solid var(--border);border-radius:var(--radius);
  padding:1rem 1.1rem;margin:1.3rem 0;
}
.summary .row{display:flex;justify-content:space-between;align-items:center;padding:.38rem 0;font-size:.92rem}
.summary .row span:first-child{color:var(--text-dim)}
.summary .row b{font-weight:700}
.summary .row.total{border-top:1px dashed var(--border);margin-top:.4rem;padding-top:.7rem}
.summary .row.total b{font-size:1.15rem;color:var(--accent)}
.calc-note{display:flex;align-items:flex-start;gap:.45rem;margin-top:.7rem;padding-top:.7rem;border-top:1px solid var(--border);font-size:.78rem;color:var(--text-mute);line-height:1.45}
.calc-note .svic{color:var(--accent);margin-top:.05rem;flex:0 0 auto}

.field{margin-bottom:.85rem}
.field label{display:block;font-size:.82rem;font-weight:600;color:var(--text-dim);margin-bottom:.35rem}
.field input,.field select{
  width:100%;padding:.8rem .9rem;background:var(--bg-2);border:1px solid var(--border);
  border-radius:11px;color:var(--text);font-family:var(--font);font-size:.95rem;transition:.2s;
}
.field input::placeholder{color:var(--text-mute)}
.field input:focus,.field select:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(163,230,53,.15)}
.field input.invalid{border-color:var(--danger);box-shadow:0 0 0 3px rgba(248,113,113,.15)}
.field-error{display:block;color:var(--danger);font-size:.76rem;margin-top:.3rem;min-height:0}
.field-hint{display:block;color:var(--text-mute);font-size:.74rem;margin-top:.3rem}
.req{color:var(--accent);font-weight:700}
.row-2{display:grid;grid-template-columns:1fr 1fr;gap:.85rem}
.phone-wrap{display:flex;gap:.5rem}
.phone-prefix{
  flex:0 0 auto;display:flex;align-items:center;padding:0 .9rem;background:var(--surface-3);
  border:1px solid var(--border);border-radius:11px;font-weight:600;color:var(--text-dim);font-size:.95rem;
}
.phone-wrap input{flex:1}
.checkbox{display:flex;gap:.6rem;align-items:flex-start;margin:.7rem 0;font-size:.82rem;color:var(--text-dim);cursor:pointer}
.checkbox input{margin-top:.2rem;accent-color:var(--accent);width:16px;height:16px;flex:0 0 auto}
.checkbox a{color:var(--accent);text-decoration:underline}
.legal-line{display:block;text-align:center;font-size:.78rem;color:var(--text-mute);margin-top:.9rem;line-height:1.5}

/* PARTNER STRIP */
.partners{padding:2.4rem 0;border-top:1px solid var(--border);border-bottom:1px solid var(--border);background:var(--bg-2)}
.partners p{text-align:center;color:var(--text-mute);font-size:.85rem;letter-spacing:.05em;margin-bottom:1.2rem;text-transform:uppercase;font-weight:600}
.partner-logos{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:1rem 1.5rem}
/* Logo real en caja blanca (la franja tiene fondo oscuro) */
.partner-logos .plogo{
  display:inline-flex;align-items:center;justify-content:center;
  width:var(--logo-box-w);height:var(--logo-box-h);background:#fff;border-radius:12px;padding:9px;
  border:1px solid var(--border);transition:.2s;box-shadow:0 2px 8px -3px rgba(0,0,0,.4);flex:0 0 auto;
}
.partner-logos .plogo img{width:100%;height:100%;object-fit:contain;display:block}
.partner-logos .plogo:hover{transform:translateY(-2px);box-shadow:0 8px 20px -8px rgba(0,0,0,.5)}
/* Fallback a texto si el logo no carga */
.partner-logos .plogo.noimg{
  width:auto;background:none;border:none;padding:0;
  font-family:var(--font-head);font-weight:600;font-size:1.15rem;color:var(--text-dim);opacity:.85;
}
.partner-logos .plogo.noimg:hover{color:var(--accent);opacity:1;transform:none;box-shadow:none}

/* HOW IT WORKS */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1.3rem}
.step{
  background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);
  padding:1.6rem 1.3rem;position:relative;transition:.25s;
}
.step:hover{border-color:var(--border-glow);transform:translateY(-4px)}
.step .num{
  position:absolute;top:1.2rem;right:1.2rem;font-family:var(--font-head);font-weight:700;
  font-size:2.4rem;color:var(--surface-3);line-height:1;
}
.step .emo{font-size:2rem;margin-bottom:.9rem;display:block}
.step h3{font-size:1.1rem;margin-bottom:.4rem}
.step p{color:var(--text-dim);font-size:.9rem}

.pad{padding-block:5rem}
.sec-dark{background:var(--bg-2);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}

/* VENTAJAS */
.benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:1.3rem}
.bcard{
  background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);
  padding:1.7rem;transition:.25s;
}
.bcard:hover{border-color:var(--border-glow);box-shadow:0 14px 40px -18px var(--accent-glow);transform:translateY(-3px)}
.bcard .ico{
  width:52px;height:52px;border-radius:14px;display:grid;place-items:center;font-size:1.5rem;
  background:rgba(163,230,53,.1);border:1px solid var(--border-glow);margin-bottom:1.1rem;
}
.bcard h3{font-size:1.15rem;margin-bottom:.4rem}
.bcard p{color:var(--text-dim);font-size:.92rem}

/* COMPARATIVA TABLE */
.table-shell{
  background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);
  overflow-x:auto;box-shadow:var(--shadow);   /* auto: las tablas anchas hacen scroll, no se cortan */
}
table{width:100%;border-collapse:collapse;font-size:.95rem}
thead th{
  background:var(--surface-2);text-align:left;padding:1.1rem 1.3rem;font-family:var(--font-head);
  font-size:.82rem;letter-spacing:.05em;text-transform:uppercase;color:var(--text-dim);font-weight:600;
  border-bottom:1px solid var(--border);
}
tbody td{padding:1.1rem 1.3rem;border-bottom:1px solid var(--border);vertical-align:middle}
tbody tr:last-child td{border-bottom:none}
tbody tr{transition:.18s}
tbody tr:hover{background:rgba(163,230,53,.035)}
.ent{font-family:var(--font-head);font-weight:700;font-size:1.05rem;color:var(--text)}
.ent small{display:block;font-family:var(--font);font-weight:500;margin-top:.2rem;line-height:1.4}
.tae{font-weight:700;color:var(--accent);white-space:nowrap}
.tae small{display:block;font-weight:600;white-space:nowrap;margin-top:.1rem}
/* Datos cortos sin cortes de línea feos ("61 – 90 días" en 3 líneas, etc.) */
td[data-label="Importe"],td[data-label="Plazo"],td[data-label="Aprobación"],
td[data-label="Edad"],td[data-label="Rating"]{white-space:nowrap}
/* En la columna de contenido (con aside al lado) la tabla tiene ~790px:
   celdas y botones compactos para que las 6 columnas entren sin scroll. */
.content-layout thead th{padding:.9rem .8rem}
.content-layout tbody td{padding:1rem .8rem}
.content-layout td .btn{padding:.6rem 1rem;font-size:.9rem;border-radius:10px}
.btn-row{
  background:linear-gradient(135deg,var(--accent),var(--accent-2));color:#0a0f07;
  padding:.55rem 1.1rem;border-radius:9px;font-weight:700;font-size:.85rem;
  box-shadow:0 6px 16px -6px var(--accent-glow);transition:.2s;display:inline-block;
}
.btn-row:hover{transform:translateY(-2px);box-shadow:0 10px 22px -6px var(--accent-glow)}
/* .btn-row solo es un botón cuando es el propio <a> (tabla de la portada).
   Como <td> contenedor de un .btn no debe pintar fondo ni moverse al hover. */
td.btn-row{
  background:none;box-shadow:none;display:table-cell;border-radius:0;
  color:inherit;font-size:inherit;font-weight:inherit;padding:1.1rem 1.3rem;
}
td.btn-row:hover{transform:none;box-shadow:none}
td[data-label="Solicitar"]{text-align:right}
.table-note{color:var(--text-mute);font-size:.83rem;margin-top:1.1rem;text-align:center;line-height:1.5}

/* REQUISITOS */
.chips{display:flex;flex-wrap:wrap;justify-content:center;gap:.85rem}
.chip{
  display:flex;align-items:center;gap:.6rem;padding:.85rem 1.3rem;border-radius:999px;
  background:var(--surface);border:1px solid var(--border);font-weight:600;font-size:.95rem;transition:.2s;
}
.chip:hover{border-color:var(--border-glow);color:var(--accent)}
.chip .e{font-size:1.15rem}

/* OPINIONES */
.reviews{display:grid;grid-template-columns:repeat(3,1fr);gap:1.3rem}
.review{
  background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:1.7rem;
}
.review .stars{color:var(--star);margin-bottom:.9rem;letter-spacing:.1em}
.review q{display:block;color:var(--text);font-size:1rem;line-height:1.65;margin-bottom:1.3rem;quotes:"\201C" "\201D"}
.review .who{display:flex;align-items:center;gap:.8rem;border-top:1px solid var(--border);padding-top:1rem}
.review .avatar{
  width:42px;height:42px;border-radius:50%;display:grid;place-items:center;font-weight:700;color:#0a0f07;
  background:linear-gradient(135deg,var(--accent),var(--accent-2));
}
.review .who b{display:block;font-size:.95rem}
.review .who .verif{font-size:.8rem;color:var(--green);display:inline-flex;align-items:center;gap:.3rem}
.review .who .meta{font-size:.82rem;color:var(--text-mute)}

/* FAQ */
.faq{max-width:800px;margin:0 auto;display:flex;flex-direction:column;gap:.8rem}
details{
  background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);
  padding:0 1.4rem;transition:.2s;overflow:hidden;
}
details[open]{border-color:var(--border-glow);background:var(--surface-2)}
summary{
  list-style:none;cursor:pointer;padding:1.25rem 0;font-weight:600;font-size:1.02rem;
  display:flex;justify-content:space-between;align-items:center;gap:1rem;
}
summary::-webkit-details-marker{display:none}
summary .plus{
  flex:0 0 auto;width:26px;height:26px;border-radius:7px;display:grid;place-items:center;
  background:rgba(163,230,53,.1);color:var(--accent);font-weight:700;transition:.25s;border:1px solid var(--border-glow);
}
details[open] summary .plus{transform:rotate(45deg)}
details p{color:var(--text-dim);padding-bottom:1.3rem;font-size:.95rem;line-height:1.65}

/* FINAL CTA */
.cta-band{
  background:
    radial-gradient(600px 300px at 50% 0%, rgba(163,230,53,.14), transparent 70%),
    linear-gradient(180deg,var(--surface-2),var(--surface));
  border:1px solid var(--border-glow);border-radius:var(--radius-lg);
  padding:3.5rem 2rem;text-align:center;box-shadow:0 20px 60px -25px var(--accent-glow);
}
.cta-band h2{font-size:clamp(1.8rem,4vw,2.6rem);margin-bottom:1.6rem}

/* FOOTER */
footer{background:var(--bg-2);border-top:1px solid var(--border);padding:4rem 0 2rem;margin-top:5rem}
.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:2.5rem;margin-bottom:2.5rem}
.foot-brand .logo{margin-bottom:1rem}
.foot-brand p{color:var(--text-mute);font-size:.9rem;max-width:300px}
.foot-col h4{font-family:var(--font-head);font-size:.85rem;text-transform:uppercase;letter-spacing:.08em;color:var(--text);margin-bottom:1rem}
.foot-col ul{list-style:none;display:flex;flex-direction:column;gap:.6rem}
.foot-col a{color:var(--text-mute);font-size:.9rem;transition:.2s}
.foot-col a:hover{color:var(--accent)}
.disclaimer{border-top:1px solid var(--border);padding-top:1.8rem;color:var(--text-mute);font-size:.8rem;line-height:1.6;max-width:900px}
.disclaimer p{margin-bottom:.6rem}
.copy{color:var(--text-mute);font-size:.85rem;margin-top:1.2rem}

/* BACK TO TOP */
.to-top{
  position:fixed;bottom:22px;right:22px;z-index:60;
  width:48px;height:48px;border-radius:14px;display:grid;place-items:center;
  background:var(--surface-2);border:1px solid var(--border-glow);color:var(--accent);
  font-size:1.2rem;box-shadow:var(--shadow);transition:.2s;
}
.to-top:hover{background:var(--accent);color:#0a0f07;transform:translateY(-3px)}

/* ============ MODAL (formulario) ============ */
.modal-overlay{
  position:fixed;inset:0;z-index:120;
  background:rgba(6,9,13,.72);backdrop-filter:blur(4px);
  display:flex;align-items:flex-start;justify-content:center;
  padding:5vh 16px;overflow-y:auto;
  opacity:0;visibility:hidden;transition:opacity .25s ease,visibility .25s ease;
}
.modal-overlay.open{opacity:1;visibility:visible}
body.modal-lock{overflow:hidden}
.modal{
  position:relative;width:100%;max-width:460px;
  background:linear-gradient(180deg,var(--surface-2),var(--surface));
  border:1px solid var(--border);border-radius:var(--radius-lg);
  box-shadow:var(--shadow-glow);padding:1.8rem;
  transform:translateY(-16px) scale(.98);opacity:0;transition:transform .28s cubic-bezier(.2,.9,.3,1),opacity .28s ease;
}
.modal-overlay.open .modal{transform:translateY(0) scale(1);opacity:1}
.modal::before{
  content:"";position:absolute;inset:0;border-radius:var(--radius-lg);padding:1px;
  background:linear-gradient(160deg,rgba(163,230,53,.5),transparent 40%);
  -webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);
  -webkit-mask-composite:xor;mask-composite:exclude;pointer-events:none;
}
.modal-close{
  position:absolute;top:14px;right:14px;z-index:2;
  width:34px;height:34px;border-radius:9px;cursor:pointer;
  background:var(--surface-3);border:1px solid var(--border);color:var(--text-dim);
  font-size:1rem;line-height:1;display:grid;place-items:center;transition:.18s;
}
.modal-close:hover{border-color:var(--border-glow);color:var(--accent)}
.modal-head{margin-bottom:1.3rem;padding-right:2rem}
.modal-head h3{font-size:1.3rem;margin-bottom:.35rem}
.modal-summary{color:var(--text-dim);font-size:.92rem}
.modal-summary b{color:var(--accent)}

/* RESPONSIVE */
@media(max-width:960px){
  .hero-grid{grid-template-columns:1fr;gap:1.5rem}
  /* Móvil/tablet: primero el titular (contexto), la calculadora justo debajo
     y el resto del copy después. display:contents promociona los hijos de
     .hero-copy a items del grid para poder intercalarlos con la calculadora. */
  .hero-copy{display:contents}
  .hero-copy .pills{display:none}   /* duplican los checks: menos ruido arriba */
  .hero-copy h1{order:1;font-size:clamp(1.9rem,6.5vw,2.6rem);margin-bottom:0}
  .hero-copy .lead{order:2;margin-bottom:0;font-size:.98rem;line-height:1.65}
  .hero-copy .checks{order:3;margin-bottom:0;gap:.45rem}
  .hero-copy .checks li{font-size:.95rem}
  .hero-copy .checks .ck{width:22px;height:22px;font-size:.8rem}
  /* Trust como badges: rating a lo ancho, debajo dos chips centrados */
  .hero-copy .trust-row{
    order:4;display:flex;flex-wrap:wrap;justify-content:center;
    gap:.45rem;border-top:0;padding-top:.3rem;font-size:.8rem;
  }
  .hero-copy .trust-row div{
    background:var(--surface-2);border:1px solid var(--border);border-radius:999px;
    padding:.45rem .85rem;justify-content:center;white-space:nowrap;
  }
  .form-card{order:5;margin-top:.5rem}
  .steps{grid-template-columns:repeat(2,1fr)}
  .benefits,.reviews{grid-template-columns:1fr 1fr}
  .foot-grid{grid-template-columns:1fr 1fr}
  .foot-brand{grid-column:1/-1}
}
@media(max-width:760px){
  .nav-links{display:none}
  .nav>.btn-primary{display:none}   /* el CTA del header se oculta; queda el menú ☰ y el form */
  .hero{padding:2.2rem 0 2.6rem}
  .pad{padding-block:2.75rem}

  /* ---- Rediseño móvil de las secciones del home ---- */
  /* Pasos: tarjeta horizontal (icono izq + texto), número pequeño en la esquina */
  .steps{grid-template-columns:1fr;gap:.7rem}
  .step{display:grid;grid-template-columns:48px 1fr;column-gap:1rem;align-items:start;
    text-align:left;padding:1.05rem 1.15rem;position:relative}
  .step .emo{grid-column:1;grid-row:1/span 2;margin:0}
  .light-zone .step .emo{width:44px;height:44px}
  .step h3{grid-column:2;font-size:1.02rem;margin:0 0 .25rem}
  .step p{grid-column:2;font-size:.9rem;line-height:1.55;margin:0}
  .step .num{position:absolute;top:.5rem;right:.85rem;font-size:1.5rem;line-height:1}
  /* Ventajas: mismo patrón horizontal */
  .benefits{gap:.7rem}
  .bcard{display:grid;grid-template-columns:48px 1fr;column-gap:1rem;align-items:start;padding:1.05rem 1.15rem}
  .bcard .ico{grid-column:1;grid-row:1/span 2;margin:0}
  .light-zone .bcard .ico{width:44px;height:44px}
  .bcard h3{grid-column:2;font-size:1.02rem;margin:0 0 .25rem}
  .bcard p{grid-column:2;font-size:.9rem;line-height:1.55;margin:0}
  /* Requisitos: rejilla 2 columnas alineada a la izquierda */
  .chips{display:grid;grid-template-columns:1fr 1fr;gap:.55rem;justify-content:stretch}
  .chip{justify-content:flex-start;padding:.6rem .75rem;font-size:.86rem}
  /* Reseñas compactas */
  .review{padding:1.15rem 1.2rem}
  /* Botones de CTA: en móvil ocupan el ancho de su tarjeta y pueden partir línea
     (varios llevan style="width:auto" inline + white-space:nowrap y desbordaban) */
  .cta-band .btn,.inline-cta .btn,.aside-card .btn{
    width:100%!important;max-width:100%;white-space:normal;
    padding:1rem 1.1rem;font-size:1rem;
  }
  .cta-band{padding:2.4rem 1.3rem}
  .cta-band h2{margin-bottom:1.2rem}
  .benefits,.reviews{grid-template-columns:1fr}
  .sec-head{margin-bottom:1.6rem}
  /* Franja de partners más compacta */
  .partners{padding:1.5rem 0}
  .partners p{margin-bottom:.8rem;font-size:.78rem}
  .partner-logos{gap:.55rem}
  .partner-logos .plogo{width:98px;height:56px;padding:7px}
  .partner-logos .plogo.noimg{width:auto;height:auto;padding:0;font-size:1rem}
  /* Botón "volver arriba": más pequeño y pegado a la esquina para no tapar contenido */
  .to-top{display:none}   /* en móvil se oculta: el gesto de subir es natural y no tapa contenido */

  /* La tabla de datos del blog (.table.data): scroll horizontal DENTRO de su
     caja (el texto no se rompe letra a letra y la página no se desborda). */
  .prose .table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;max-width:100%}
  .prose table.data{min-width:520px;font-size:.88rem}
  .prose table.data th,.prose table.data td{white-space:nowrap}
  .tag-best{display:inline-block}

  /* table -> cards SOLO en tablas con data-label; las fichas de 2 columnas
     y las comparativas cara-a-cara siguen siendo tablas (con scroll si hace falta) */
  .table-shell:has(td[data-label]) thead{display:none}
  .table-shell:has(td[data-label]) table,.table-shell:has(td[data-label]) tbody,
  .table-shell:has(td[data-label]) tr,.table-shell:has(td[data-label]) td{display:block;width:100%}
  .table-shell:has(td[data-label]) tbody tr{
    background:var(--surface-2);border:1px solid var(--border);border-radius:var(--radius);
    margin-bottom:1rem;padding:.5rem .3rem;
  }
  .table-shell:has(td[data-label]) tbody tr:hover{background:var(--surface-2)}
  .table-shell:has(td[data-label]) tbody td{
    display:flex;justify-content:space-between;align-items:center;gap:1rem;
    padding:.65rem 1.1rem;border-bottom:1px solid var(--border);text-align:right;
  }
  .table-shell:has(td[data-label]) tbody tr td:last-child{border-bottom:none}
  .table-shell:has(td[data-label]) tbody td::before{
    content:attr(data-label);font-weight:600;color:var(--text-dim);font-size:.8rem;
    text-transform:uppercase;letter-spacing:.04em;text-align:left;
  }
  .table-shell td[data-label="Solicitar"]{justify-content:center;padding-top:.9rem}
  .table-shell td[data-label="Entidad"] .ent{font-size:1.15rem}
  .table-shell:has(td[data-label]) .btn-row{width:100%;text-align:center}
  /* Fila "Entidad" en móvil (tarjeta): logo grande arriba + nombre debajo,
     ocultando el ::before "ENTIDAD" (el logo ya identifica la fila). */
  .table-shell:has(td[data-label]) td.ent{
    flex-direction:column;align-items:flex-start;gap:.55rem;text-align:left;
  }
  .table-shell:has(td[data-label]) td.ent::before{display:none}
  .table-shell:has(td[data-label]) td.ent .ent-logo{width:110px;height:62px}
  .table-shell:has(td[data-label]) td.ent .ent-txt{align-items:flex-start}
  /* Tablas normales en móvil: celdas más compactas */
  .table-shell:not(:has(td[data-label])) tbody td,
  .table-shell:not(:has(td[data-label])) thead th{padding:.75rem .8rem;font-size:.92rem}
}
@media(max-width:460px){
  .row-2{grid-template-columns:1fr}
  .trust-row{gap:.9rem}
}